Products
Introduction

Where the funding of capital expenditure is concerned, it is rare these
days even for cash rich companies to rely solely on their own resources
and they frequently turn to a variety of borrowing options to spread the
costs of equipment over its normal working life. From small/medium-sized
enterprises and large multinational companies, to public sector
organisations and local authorities, Albury have a finance product to
suit.

Making use of finance products can help your customer in a number of ways:

* Budgeting becomes simple as payments are fixed avoiding unexpected expenses.
* Cash that would have been used for an outright purchase can be kept within the business for other worthwhile investments.
* Lines of credit with other financial institutions can be preserved.

Contract Hire allows easy budgeting - the customer knows what they have to pay, allowing them to plan ahead and control costs.

Includes delivery, maintenance, service and repairs, removing the worry and expense for the customer.

On qualifying agreements, the outstanding rentals are not shown as liabilities on the customers balance sheet, and therefore do not adversely impact the gearing ratios.

100% rental allowable against tax. Improvement of financial ratios such as gearing and return on capital.

Customer retains 100% of any future sale proceeds.

Reduced amount paid out up front, which means the customer retains money for other areas of the business.

Customer pays less to the taxman.

There is no need for the customer to provide additional security.

Flexible tailored finance to suit your customers needs. Customer knows exactly what they have to pay and when, allowing them to plan ahead and retain control.

*for advice, please consult your professional tax advisor. We do not provide tax and accounting advice.

Less time wasted, more time for you and your customers to concentrate on business.

Gives the customer options at the end of the agreement allowing them to base their decision on market conditions at the time. They can either continue use of the equipment, or sell the equipment and receive the benefits of the sales proceeds as a rebate.

Customer responsible for maintenance, repair, service and insurance.

Nominal rentals beyond the end of the agreement allowing customers to continue using the vehicle - further flexibility to suit the customer.

100% rental allowable against tax. Improvement of financial ratios such as gearing and return on capital.

The customer acts as the sales agent, obtaining the majority of the proceeds, ideal for the deposit on their next purchase.